How are Medicare Advantage plans required to offer coverage?

Medicare Advantage plans are required to offer coverage for all services that Original Medicare covers, with the exception of hospice care, which remains the responsibility of Original Medicare regardless of enrollment in a Medicare Advantage plan. This means that individuals enrolled in a Medicare Advantage plan can expect coverage for essential medical services such as hospital care, outpatient care, and preventive services, aligning closely with what Original Medicare provides.

While the plan may offer additional benefits beyond what Original Medicare covers, the foundational requirement is to ensure that beneficiaries have access to the same core services that they would receive through Original Medicare, fostering continuity of care and offering no gap in essential health services. Other options suggest incorrect coverage scenarios or limitations that do not align with the mandated structure of Medicare Advantage plans.