If a beneficiary does not choose a Medicare Part D plan, what will typically happen?

If a beneficiary does not choose a Medicare Part D plan, they will typically be automatically enrolled in a plan available in their area. This auto-enrollment occurs during specific periods, such as when they first qualify for Medicare, allowing beneficiaries to access drug coverage without having to take additional steps.

It's important to note that this automatic enrollment helps ensure that seniors and individuals with disabilities have continued access to necessary medications. The plans that beneficiaries are enrolled in will usually be based on certain eligibility criteria and availability in their geographic location.

While there are scenarios where beneficiaries might have to pay penalties for late enrollment in Part D or maintain Medicaid coverage without changes, these factors are not the primary outcome of not actively choosing a Part D plan. Thus, automatic enrollment serves as a safety net to provide necessary coverage.