What can Madeline expect regarding premiums for Medicare Part A?

If Madeline's husband has a sufficient work record, it is likely that she will not have to pay any premiums for Medicare Part A. This is because Medicare Part A is premium-free for individuals who are aged 65 or older and have worked and paid Medicare payroll taxes for at least 10 years (40 quarters). In situations where one spouse has met these work credit requirements, the other spouse is eligible to receive premium-free Part A coverage, regardless of their personal work history.

This is a key aspect of Medicare eligibility, as it not only offers coverage linked to an individual's work history but also provides benefits to spouses based on their partner's record. This feature allows many individuals to receive important health coverage without incurring additional costs.

Other choices do not accurately reflect the conditions under which someone might be required to pay for Part A. Understanding these eligibility criteria helps in grasping how Medicare works, especially the benefits and waivers that accompany spousal work records.