What does Medicare Supplemental Insurance cover for Mr. Moy?

Medicare Supplemental Insurance, often referred to as Medigap, is designed to cover the healthcare expenditures that Original Fee-For-Service (FFS) Medicare does not fully cover. This includes costs such as copayments, coinsurance, and deductibles associated with Medicare Part A and Part B.

The primary purpose of Medigap policies is to fill the gaps in coverage left by Original Medicare, thereby reducing the out-of-pocket expenses that beneficiaries like Mr. Moy may encounter when accessing medical care. By providing coverage for these additional costs, Medigap helps ensure that individuals receive necessary healthcare services without facing substantial financial burdens.

While private insurance claims and prepaid health plans are part of the broader insurance landscape, they do not directly relate to what Medigap specifically covers. Additionally, although prescribed medications might be covered under Medicare Part D, they are not typically included in Medigap plans. Preventive services are often covered under Original Medicare without additional costs, thus making this choice less relevant in the context of Medigap's primary functions.