What is the primary role of a Prescription Drug Plan (PDP)?

The primary role of a Prescription Drug Plan (PDP) is to cover prescription medications for individuals with Original Medicare. PDPs are part of the Medicare program, specifically designed to help beneficiaries manage their prescription drug expenses. These plans are essential as they provide coverage for a range of medications, helping to reduce out-of-pocket costs for beneficiaries who rely on prescription drugs for their health care.

While it's true that there are some mandatory coverages and financial assistance provided through other Medicare services, the PDP's specific function revolves around covering prescription medications, thereby addressing a critical need for those enrolled in Medicare. This targeted role is what distinguishes the PDP from other types of Medicare coverage, ensuring that beneficiaries can access necessary medications while managing their overall health care costs.