What makes a Medicare Advantage plan different from Original Medicare?

Study for the AHIP Training Test. Engage with flashcards and multiple-choice questions, each question comes with hints and explanations. Get ready for your exam!

Medicare Advantage plans, also known as Medicare Part C, are indeed distinct from Original Medicare in that they typically offer a broader range of services. While Original Medicare primarily covers hospital and medical services, Medicare Advantage plans often include additional benefits that are not covered by Original Medicare, such as vision, dental, hearing, and wellness programs. This comprehensive coverage is one of the highlights for beneficiaries considering their options.

The other options do not accurately characterize the differences or features. Co-payments can still be required under Medicare Advantage plans, so it's not accurate to say they do not require any. Original Medicare generally does not include vision and dental coverage as standard offerings, which sets it apart from many Medicare Advantage plans that provide these services. Additionally, while some Medicare Advantage plans may have higher premiums than Original Medicare, they can also have lower premiums or include other cost-sharing arrangements, making it misleading to claim that they all come with a higher premium.

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