What should Mr. Lu expect if he moves outside of the service area of his current plan?

When Mr. Lu moves outside of the service area of his current plan, he will be automatically disenrolled and become eligible for a new plan. Insurance plans typically have defined geographic areas where their coverage is applicable. If a member relocates outside of this designated area, they can no longer receive the same level of coverage under their existing plan, which prompts disenrollment.

Once disenrolled, Mr. Lu will have the opportunity to enroll in a new plan that operates within his new location's service area. This process ensures that he has access to necessary healthcare services that are available locally. Most health insurance plans have regulations in place that enable members to adjust their coverage when significant life changes occur, such as moving to a different geographic location.