What should you inform a client who wants to submit an enrollment application before the Annual Election Period begins?

Informing a client about the process of submitting an enrollment application before the Annual Election Period (AEP) begins requires clarifying the options available for early processing. If the client is informed that they can submit the application to the plan directly for early processing, it aligns with the rules governing enrollment periods.

While the AEP is the designated timeframe for making changes to coverage, many plans have provisions that allow for early submission of enrollment applications. By submitting directly to the plan, the client ensures that their application is in line to be processed as soon as the AEP opens, which can help them avoid any delays once the enrollment period officially begins.

It’s also important for the client to understand that submitting an application early does not guarantee immediate enrollment, but it may expedite the process. Additionally, informing them of any specific instructions or requirements for early submission could help prevent any issues.

In this context, encouraging the early submission to the plan directly is the most effective way for clients to prepare for their chosen coverage options ahead of the AEP.