Where can Mr. Wu seek assistance for his prescription drug costs despite not qualifying for the Part D low-income subsidy?

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Mr. Wu can seek assistance for his prescription drug costs through the State Pharmaceutical Assistance Program (SPAP). SPAPs are designed to help eligible individuals cover the costs of prescription medications, including those who may not qualify for the Part D low-income subsidy. These programs vary by state, and they often provide additional benefits that can help with copayments, coinsurance, or other out-of-pocket costs associated with medications.

While other options may provide some level of assistance, they may not be specifically tailored for individuals struggling with prescription drug costs in the same way SPAPs are. Medicare Advantage plans offer a different type of coverage that may not cater specifically to lowering drug costs without the Part D subsidy. Private insurance companies focus on various types of health coverage, but their intention may not be explicit assistance with drug costs for those who do not qualify for subsidies. State Social Services can provide a broad range of support but may not directly address prescription drug costs like the SPAP does.

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