Which action is Mrs. Pearson not permitted to take during her Initial Coverage Election Period (ICEP)?

During Mrs. Pearson's Initial Coverage Election Period (ICEP), she is eligible to enroll in a Medicare Advantage plan. This period allows new beneficiaries to make decisions about their Medicare coverage, including enrolling in a Medicare Advantage plan, which is part of Medicare Part C.

However, enrolling in a Medigap plan does not fit within the parameters of the ICEP. Medigap plans are supplemental insurance policies that help cover costs not covered by Original Medicare (Parts A and B). Eligible beneficiaries can apply for a Medigap plan during a separate Open Enrollment Period that begins when they are 65 or older and enrolled in Medicare Part B. This distinction is important because the timing and rules around Medigap enrollment differ from those associated with Medicare Advantage plans.

The other actions, such as switching between Medicare Advantage plans and receiving assistance from a representative, are allowed during the ICEP period, supporting the comprehensive nature of this enrollment timeframe but providing specific limitations with regard to Medigap policies.