Which individuals are typically eligible for Special Needs Plans (SNPs)?

Special Needs Plans (SNPs) are a type of Medicare Advantage plan designed specifically to provide tailored healthcare services to individuals with unique healthcare needs. This includes patients with chronic illnesses, disabilities, or those who are institutionalized. SNPs focus on delivering specialized care and supportive services that address these individuals' specific health requirements.

Individuals with chronic illnesses often face complex healthcare needs that require coordinated care, thus making SNPs a suitable option. These plans typically offer benefits that go beyond standard Medicare coverage, incorporating services that are essential for managing these unique needs effectively.

The other options do not fully capture the intent and eligibility criteria for SNPs. While individuals on Medicaid can qualify if they also meet the criteria for the SNP, that is not the sole eligibility requirement. Similarly, claiming that all Medicare beneficiaries are eligible is inaccurate, as SNPs are specifically designed for those with specialized health conditions. The idea that only wealthy individuals are eligible is also incorrect, as SNPs are aimed at those who may have significant healthcare challenges rather than financial status.